《Banking law and practice》

Ⅰ The Banker / Customer Relationship2

Chapter 1 Banker and Customer2

Chapter 2 Lien, Appropriation and Combination13

Chapter 3 The Law of Agency24

Chapter 4 The Data Protection Act 198437

Ⅱ The Building Society / Investor Relationship44

Chapter 544

Ⅲ Types of Customer74

Chapter 6 Types of Customer74

Chapter 7 Partnerships78

Chapter 8 Companies89

Ⅳ Regulated Lending110

Chapter 9 Consumer Credit Act 1974110

Ⅴ Financial Services Regulation128

Chapter 10 The Financial Services Act 1986128

Ⅵ Cheques and Payment Systems142

Chapter 11 Negotiable Instruments-Generally142

Chapter 12 Cheques-in Particular155

Chapter 13 Payment Systems177

Ⅶ Insolvency188

Chapter 14 Corporate Insolvency188

Chapter 15 Individual Insolvency200

Chapter 16 Realisation and Distribution of Assets210

Ⅷ Securities218

Chapter 17 Security218

Chapter 18 Land230

Chapter 19 Mortgages and Charges over Land249

Chapter 20 Life Policies263

Chapter 21 Stocks and Shares271

Chapter 22 Guarantees278

Chapter 23 Borrowing by a Company293

Ⅸ External Regulation of Banks and Building Societies306

Chapter 24306

Appendix Ⅰ Bank Legal Documents392

1.Charge of Securities The Royal Bank of Scotland392

2.Legal Charge The Royal Bank of Scotland392

3.Debenture The Royal Bank of Scotland392

4.Guarantee and Indemnity National Westminster Bank plc392

5.Legal Mortgage of Life Policy National Westminster Bank plc392

6.Debenture Barclays Bank plc392

7.Memorandum of Deposit Barclays Bank plc392

Appendix Ⅱ The Banking Code392

Appendix Ⅲ The Mortgage Code392

Index392